There really is no need for your life to be taken over, shattered and ruined by uncontrollable, unstoppable and ever increasing debts.

There is now special Government and creditor approved legislation to help people like you. This special Positive Debt Solution is not 'Bankruptcy' or a 'Never ending debt management programme'

- All your high payments are instantly cancelled
- The ongoing interest charges are stopped
- You pay one 'affordable' monthly repayment for a 'limited' time
- Then, the rest of your unsecured debts are legally written off.
- Now you can start to live comfortably and become debt free.

To speak to one of our highly trained advisors please phone our hotline or complete the short form below and someone will call you within 2 working hours.
Call: 0870 760 5807 to speak to an advisor immediately.

How much debt can I write off?

The loan amounts depend on your individual circumstances. You can usually write any debts between £7,500 and £250,000 subject to status.

What length of payment term would I be looking at?

Terms vary between 5 and 25 years depending on the lender and your age. Some lenders will allow clients to take a loan up to aged 85 years old.

What debts can I legally write off?

You can use the loan for almost any purpose you like such as, HOME IMPROVEMENTS, A NEW CAR, A FAMILY HOLIDAY, TO CONSOLIDATE EXISTING CREDIT. You can even use the loan TO ARRANGE A WEDDING or PAY SCHOOL FEES for your children.

What if I am self-employed?

No problem. We have many plans that will accept self-employed without any proof of income or accounts.  In these circumstances very often you can self-certify your income.

What APR will I be charged?

Your loan rate will depend on your individual circumstances. Rates range from 7.9% APR to 19.9% APR. Our typical APR is 11.6% which means that 2 out of every 3 of our clients receive this rate or lower.

What if I have mortgage arrears or CCJs?

No problem. We have many plans that will accept mortgage arrears, CCJ's and defaults. No matter what your credit history we try to help you.

What if I have recently bought my property from the council?

No problem. We have plans that will ignore any council discount granted to you.

How long does it take until I receive my loan?

We aim to process your loan as quickly as possible and our average time to completion is 18 days.

What if I want to settle the loan early?

Loans up to £25,000 are governed by the Consumer Credit Act and a rebate will be given in accordance with the Consumer Credit (Early Settlement) Regulations 2004. Your dedicated Loans Advisor will be happy to discuss full details on early settlement once a lender has been selected.